What’s Included in Most ACA Plans

All ACA plans cover the 10 Essential Health Benefits, so you’re protected from day one — even with a $0/month plan.

✅ Preventive Care (100% Covered)
Annual check-ups- Vaccines (COVID, flu, etc.)- Screenings (cholesterol, diabetes, cancer, etc.)🩺 Doctor Visits
Primary care- Specialists (referrals may be needed)- Telehealth options🏥 Hospital Services
- Emergency room visits- Surgery- Inpatient and outpatient care💊 Prescription Drugs
- Generic and brand-name medication coverage- Discounts with preferred pharmacies👶 Maternity & Newborn Care
- Prenatal visits- Labor and delivery- Postnatal support🧠 Mental Health Support
Therapy & counseling- Substance use treatment- Behavioral health care🧒 Pediatric Services
Dental & vision for children- Routine pediatric check-ups🚑 Other Benefits
Lab tests- Rehabilitative therapy- Chronic disease management

💡 Bonus: Some plans include gym discounts, wellness rewards, and free transportation to appointments.